Should You Invest in Home Repair Coverage in California?
If you own a home, you may find that it makes good sense to invest in a home warranty. A home warranty is a renewable service plan that helps out with replacement or repair of many home systems, fixtures, and appliances. Warranties vary, as do the terms of the contract, and it may come down to personal preference as to the best home warranty in California.
The truth is a home warranty can provide a sense of security and buffer against incidents and projects that could arise at home. A home warranty is not home insurance, but it may help you sleep better at night knowing that you have some coverage in case something goes wrong.
Warranties vs. Insurance
Certainly, if you own a home, you have insurance. In fact, it is typically part of your mortgage payment, depending on the lender. Warranties and insurance are different, though when used in conjunction, they can provide a safety net that protects you and your property. Homeowners’ insurance typically covers and protects against damage, like in the event of a fire or burglary.
Home warranties are different. These plans usually offer coverage for the major systems and appliances of the home, things that could cost quite a bit out-of-pocket. For instance, you may elect to carry a HVAC protection plan California or you may choose add-on coverage for your pool, septic, appliances, or other elements of your home.
Home Warranty Coverage
So, what does a home warranty cover, specifically? That depends on what the buyer is looking for. Some contracts will cover the cost of repairs, while others may offer replacement options, too.
Every warranty is different, but there are a few things that are typically not included in your home warranty contract, including:
- Structural issues
- Commercial-grade equipment
- Pre-existing conditions
- Normal wear and tear
- Rust, corrosion, and sediment problems
- Improper maintenance or manufacturer defect
- Asbestos, radon gas, and mold abatement
- Violations to building and zoning codes
It makes sense to check the manufacturer warranties for some of your goods, like appliances and new systems, to find out if you need additional coverage on these entities. You may already have a warranty.
Benefits of a Warranty
Besides the obvious peace of mind from having a home warranty in-place, what are other benefits? A home warranty is convenient, as you will not need to go hunting around for contractors or technicians when something goes wrong at home. Also, you won’t need a big bevy of tools and DIY skills in case you have a problem. Warranties are not expensive, and most are under $100 per month.
There are many benefits for warranties that offer property owners home repair coverage in California and other regions, too! A home warranty is reassuring and offers a measure of protection when buying a home against defects that could arise later.
HomeGuard HomeWarranty – Home Repair Coverage in California
Want to learn more? Talk to the team at HomeGuard HomeWarranty, a California and Arizona home warranty company. A home warranty may be an excellent option and perfect solution for protecting the investment you have made in your home; call or visit to find out more.