What Does a Home Warranty Typically Cover? Add-Ons to Consider for Unique Tennessee Homes
If you’re a homeowner in Tennessee, protecting your home’s essential systems and appliances is likely a top priority. A home warranty can offer peace of mind by covering repairs or replacements when major items break down due to normal wear and tear. But what exactly does a home warranty in Tennessee cover—and what optional add-ons should you consider if your home has unique features?
Let’s break it down.
What’s Typically Covered in a Home Warranty in Tennessee?
A standard home warranty in Tennessee generally covers two major categories: systems and appliances. Here’s a closer look at what’s usually included:
1. Home Systems
- Heating and air conditioning
- Electrical systems
- Plumbing (including water heaters)
- Ductwork
These systems are often some of the most expensive to repair or replace. A quality home warranty ensures that when something goes wrong, you won’t face the full cost alone.
2. Major Appliances
- Refrigerators
- Dishwashers
- Ovens and cooktops
- Built-in microwaves
- Washers and dryers
If you’re looking for an appliance warranty in Tennessee, most home warranty providers include appliance coverage as part of their base package or offer it as an affordable upgrade.
What’s Typically Not Covered?
It’s important to understand the limitations of a basic home warranty. Standard policies often exclude:
- Pre-existing conditions
- Cosmetic damage
- Improper installation or maintenance issues
- Outdoor systems (unless added specifically)
That’s where add-ons come into play.
Add-Ons to Consider for Unique Tennessee Homes
Many Tennessee homes include special features not always covered under a basic warranty. Here are some useful upgrades to consider:
1. Roof Leak Coverage
Roof repairs can be costly and stressful. While not always included in base plans, a roof warranty in Tennessee is a smart add-on—especially if your roof is older or you live in an area with severe weather. This coverage typically applies to leaks caused by normal wear and tear and includes patching or sealing affected areas.
2. Septic Systems and Well Pumps
If your home uses a well or septic system, adding these to your policy is essential. These systems can be expensive to repair and are rarely included in standard coverage.
3. Pool and Spa Equipment
For homes with pools or hot tubs, add-on coverage ensures your pump, heater, and filtration system are protected.
4. Guest Units or Additional Structures
If your property includes a guest house, detached garage, or workshop with its own appliances or systems, you may want to extend your home warranty in Tennessee to cover those as well.
Affordable Home Warranty in Tennessee
A home warranty in Tennessee is a great way to reduce the financial burden of unexpected repairs, especially when it comes to high-ticket systems and appliances. Whether you’re looking for an appliance warranty in Tennessee or additional protection like a roof warranty in Tennessee, customizing your policy to fit your home’s unique needs is the best way to maximize value.
Before purchasing a plan, carefully review what’s covered and consider add-ons that address your home’s specific features. A well-chosen home warranty can save you thousands—and a whole lot of stress—down the road.
